Frequently Asked Questions

Frequently Asked Questions

At Life-Settlement.com, we take pride in being the top destination for those interested in a life settlement and benefiting from their life insurance policy. We also understand that most consumers have little experience or knowledge in selling insurance policies, which may give rise to a wide range of questions.

We’re happy to communicate with you directly regarding any questions or concerns you may have regarding selling your life insurance policy. We have also included some of the most frequently asked questions and their answers below to simplify the process and ensure that you have access to the information you need.

You can find a full discussion of this topic on our What Are Life Settlements and How Do They Work page

You can find a detailed answer on our Life Settlement Broker

You can find a full discussion of this topic on our What Is a Viatical Settlement

Yes, it is. We take our commitment to protecting your information very seriously. We safeguard your health and insurance information, geographic information, financial information and more. However, in order to connect you with the right life settlement broker or institutional buyer, we do share some of your personally identifiable information with our trusted partners, and we may do so without specific authorization from you in each instance. Please read our Privacy Policy for more information.

We do not have any hidden fees. We believe in being as transparent as possible. We exist to remove costs and hurdles from the life settlement process. In fact, we charge you nothing to apply, or to get an offer from a qualified buyer. We earn only a small percentage of the sale if you choose to sell your policy.

The length of time can vary significantly depending on how complex your situation is. The average is typically from 90 to 120 days, however a very simple, straightforward transaction could take considerably less time. We can inform you on the estimated length for your specific settlement once we get started on the process.

We highly recommend that any client of ours who sells a life insurance policy consult with an experienced tax attorney, insurance agent or accountant to ensure that all tax matters have been addressed appropriately.

We understand that you could have any number of other pressing questions, and invite you to contact us to learn more about how the life settlement process works, and to receive a free quote from qualified, licensed buyers interested in offering you cash for your policy.